Tuesday, August 22, 2023

Spoken Guide : Banking Abbreviations -1

 AFS: Annual Financial Statement




AIRCSC: All India Rural Credit Survey Committee







ASSOCHAM: Associated Chambers of Commerce and Industry of India







BIS: Bank for International Settlements





BOP: Balance of Payments



BSCS: Basel Committee of Banking Supervision







ACF: Auto Correlation Function



AD: Authorized Dealer





ADB: Asian Development Bank





ADR: American Depository Receipt





BSR: Basic Statistical Returns





CAD: Capital Account Deficit





CAG: Controller and Auditor General of India





CC: Cash Credit





CD: Certificate of Deposit





CR Ratio: Credit Deposit Ratio






CF: Company Finance




CFRA: Combined Finance and Revenue Accounts







CGRA: Currency and Gold Revaluation Account





CII: Confederation of Indian Industry





CO: Capital Outlay




CP: Commercial Paper






CPI: Consumer Price Index






CR: Capital Receipts






CRAR: Capital to Risk-Weighted Asset Ratio





CRR: Cash Reserve Ratio






CVC: Central Vigilance Commission






DBOD: Department of Banking Operations and Development







DCB: Demand Collection and Balance





DCCB: District Central Co-operative Bank






DCM, RBI: Department of Currency Management, RBI





DD: Demand Draft





DEIO: Department of External Investments and Operations







DGCI&S: Directorate General of Commercial Intelligence and Statistics








DI: Direct Investments





DICGC: Deposit Insurance and Credit Guarantee Corporation of India







DID: Discharge of Internal Debt





DMA: Departmentalized Ministries Account






DRI: Differential Rate of Interest Scheme





DSBB: Dissemination Standards Bulletin Board






DVP: Delivery Versus Payment





ECB: External Commercial Borrowing






ECB: European Central Bank






ECGC: Export Credit and Guarantee Corporation






ECS: Electronic Clearing Scheme






EDMU: External Debt Management Unit






EEA: Exchange Equalization Account






EEC: European Economic Community






EEFC: Exchange Earners Foreign Currency






EFR: Exchange Fluctuation Reserve






EXIM Bank: Export Import Bank of India






FCA: Foreign Currency Assets






FCCB: Foreign Currency Convertible Bond






FCNRB(B): Foreign Currency Non- resident (Banks)






FCNRA: Foreign Currency Non Resident Account






FCNRD: Foreign Currency Non Repatriable Deposit






FDI: Foreign Direct Investment






FEMA: Foreign Exchange Management Act





FI: Financial Institution






FICCI: Federation of Indian Chambers of Commerce and Industry







FII: Foreign Institutional Investor





FIMMDA: Fixed Income Money Market and Derivatives Association of India








FISIM: Financial Intermediation Services Indirectly Measured







FLAS: Foreign Liabilities and Assets Survey






FOF: Flow of Funds






FPI: Foreign Portfolio Investment





FRA: Forward Rate Agreement





FRN: Floating Rate Note





GDP: Gross Domestic Product






GDR: Global Repository Receipt






G-Sec: Government Securities






IBRD: International Bank for Reconstruction and Development








IDRBT: Institute for Development and Research in Banking Technology








IEPF: Investors Education and Protection Fund






IFSC: Indian Financial System Code






IFC: Indian Financial Corporation






IFCI: Industrial Finance Corporation of India






IIBF: International Institute of Banking and Finance






IIBI: Industrial Investment Bank of India






IFC: International Finance Corporation






IFR: Investment Fluctuation Reserve






IIP: Index of Industrial Production






IMF: International Monetary Fund






IP: Interest Payment






ISDA: International Swaps and Derivative Association






ISO: International Standards Organization






KYC: Know Your Customer






KVP: Kisan Vikas Patra





KVIC: Khadi and Village Industries Corporation






LAF: Liquidity Adjustment Facility






LAS: Loans and Advances by States





LDB: Land Development Bank





LERMS: Liberalized Exchange Rate Management System








M1:
 Narrow Money





M3:
 Broad Money





MA:
 Moving Average






MCA:
 Ministry of Corporate Affairs






MIGA:
 Multilateral Investment Guarantee Agency






MSS:
 Market Stabilization Scheme







NABARD: National Bank for Agriculture and Rural Development





NBFC: Non Banking Financial Companies






NEC: Not Elsewhere Classified






NEER: Nominal Effective Exchange Rate






NFA: Non Foreign Exchange Assets






NFD: Net Fiscal Deficit




NHB: National Housing Bank






NIF: Note Issuance Facility






NPA: Non Performing Assets






NPV: Net Present Value






NSSF: National Small Savings Fund








OD: Over Draft




OECD: Organization for Economic Cooperation and Development







OLTAS: Online Tax Accounting System






PACS: Primary Agriculture Credit Societies






PD: Primary Deficit






RD: Revenue Deficit





RE: Revenue Expenditure






REER: Real Effective Exchange Rate





RIB: Resurgent India Bonds






RLA: Recoveries of Loans and Advancements






RTC: Repayment of Loans to Centre






RoC’s: Registrars of Companies





RR: Revenue Receipts





RRB: Regional Rural Bank






RTP: Reserve Tranche Position






RUF: Revolving Underwriting Facility






RWA: Risk Weighted Asset






SCARDB: State Co-operative Agriculture and Rural Development Bank








SCB: State Co-operative Bank






SCB: Scheduled Commercial Bank






SDDS: Special Data Dissemination Standards






SDR: Special Drawing Right




SEBI: Securities Exchange Board of India






SFC: State Financial Corporation






SIDBI: Small Industries Development Bank of India






SIDC: State Industrial Development Corporation




SLR: Statutory Liquidity Ratio




SMG: Standing Monitoring Group





SNA: System of National Accounts





TB’s: Treasury Bills






TC: Temporary Change






TT: Telegraphic Transfer





UCN: Uniform Code Number






UTI: Unit Trust of India






WPI: Wholesale Price Index







YTM: Yield to Maturity






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